Bilingual Housing Counselor (Miami)

AFFORDABLE HOUSING CENTERS OF AMERICA (AHCOA)
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NOW HIRING in Miami Florida
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Position: Bilingual (English/Spanish) Housing and Delinquency Counselor
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To Apply: Please email your resume and cover letter to Pam Kieffer at kiefferpm@aol.com
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ABOUT AHCOA
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For over 25 years, the counselors and staff of Affordable Housing Centers of America have worked to see that every American can find a safe, high-quality home they can afford to own and keep. With offices in 19 cities, 14 states, and the District of Columbia, Affordable Housing Centers of America is a not-for-profit, 501(c) (3) charitable organization, headquartered in the state of Illinois and certified by the U.S. Department of Housing and Urban Development.
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GENERAL PURPOSE
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The Housing and Delinquency Counselor works to build healthy communities and expand homeownership opportunities and retention for low and moderate-income households. The Housing and Delinquency Counselor’s goal is to provide aspiring homebuyers with the skills, knowledge and information to buy and maintain a home, and to help homeowners facing delinquency and foreclosure restructure their mortgage debt.
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ESSENTIAL JOB FUNCTIONS AND RESPONSIBILITIES
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• Conduct community outreach and marketing for homebuyer education workshops: conduct group intakes, home buying seminars, and budget and credit workshops; attend Bank Fairs, real estate agent events, homebuyer shows and provide accurate and clear information to the audience.
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• Register clients seeking to purchase a home or other home-related services; and explain the basic elements of the home buying process and the loan programs available.
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• Assist clients with assembling the financial documentation required for households participating in the housing counseling program and where necessary develop a plan to meet documentation requirements.
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• Work with clients who are delinquent in their mortgage payments to help them determine the best methods to either catch up by developing and negotiating individual workout plans with the lender.
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• Create and maintain an up-to-date client file for each household; enter all data into the Home Counselor on-line software in a timely manner and monitor the client’s progress.
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• Analyze client’s credit history and provide them with a detailed understanding of their credit status and how it will affect their ability to have a lender provide them with a mortgage or workout and develop alternative plans for the client based upon the analysis of the client’s credit and provide applicable advice regarding borrowing.
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• Calculate how much in monthly payments and the total loan amount a household can afford based on their income, debts and savings.
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• Become familiar with local financing programs and the mortgage programs offered by AHCOA’s lending partners so as after your review and analysis of the client, you may determine which of the lenders are best suited to fit the client’s particular circumstances and make appropriate recommendations.
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• Based upon the evaluation of all the factors provided in the application, including the evaluation and risk associated with each application as well as the guidelines established by the lenders, match the client to the lender by determining which of the participating lenders meets and is best suited to meet the applicant’s particular needs and financial circumstances, determine which loan product may be best for the client, and refer qualified clients to a participating lender.
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• Inform clients of their rights under Fair Housing laws; review all agreements of sales and loan documents to make sure the client’s interests are protected.
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MINIMUM JOB REQUIREMENTS
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Four years of college
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Understanding of /experience with mortgage lending, underwriting policies, and loan closing procedures. Must have good advocacy skills and a strong ability to deal effectively with financial services industry.
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Spanish and other languages spoken by AHCOA clients highly desirable.
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Must be able to exercise independent judgment and make decision based upon the analysis of individual, unique factors.
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Must be computer literate able to access e-mail, electronic calendars and the Internet; experience required with a variety of software applications including Microsoft Word, Excel and Outlook. Must be able to master the Home Counselor Online (HCO) software used by AHCOA to maintain its client database.
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Must have excellent analytical and communications skills both orally and in writing. Must have good interpersonal and customer service skills and a strong ability to deal effectively with the public.
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April 24, 2010 | Leave a Comment 

Closing Agent (Fort Lauderdale)

Law Firm on Las Olas seeks experienced closing agent. Will start out part time and by contract (possible full-time opportunities).
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Will be required to work with the firm and help in training our personal.
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Please no drama, and no excuses a "can do attitude" with a smile… goes a mile!
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E-mail Resume.
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Negotiable

April 24, 2010 | Leave a Comment 

RE/MAX OFFICE LOOKING FOR FULL-TIME REAL ESTATE ASSISTANT (N. Miami Beach )

Immediate opening for assistant to assist in real estate office. Looking for a highly organized, ambitious, good communicator both written & verbal, experienced in computers/word processing, be a fast learner with a quick mind and willing to work hard & smart. BILINGUAL IN ENGLISH & SPANISH IS A MUST. Proficient with the MLS and having an active real estate license in the state of FL is a PLUS. This individual must have great follow up skills, ability to operate independently and proactively, strong ability to prioritize, manage and complete multiple assignments in a timely manner.

April 24, 2010 | Leave a Comment 

BPO Agents!! High Volume!! (Miami & Surrounding)

 

 

April 24, 2010 | Leave a Comment 

Mortgage Bank is expanding into the South Florida (NY_FL)

National Mortgage Company with DE underwriters and multiple processors on premise seeks Experienced Mortgage Professionals for real growth opportunity.
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Mortgage Bank is expanding into the South Florida area. Representatives of the firm will be conducting interviews for qualified candidates.
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There will be a small base salary PLUS Commission for the mortgage position and leads can be provided, we are looking at multiple locations for National Mortgage Company with DE underwriters and multiple processors on premise.
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Mortgage branches, DE Underwriter, Experienced Loan officers, or non experienced individuals to enter into our Manager Trainee program now open for Full Service Real Estate Center!
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We seek self motivated Individuals with leadership skills to fill Real Estate, Mortgage Banking, and Title Insurance positions.
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Enter into a proven mentoring program; this training program has been used by century 21, Remax, Coldwell Banker, and numerous other individuals to earn well over six figures a year!
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There are no fees associated with the training program.
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Space is limited!
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Send Resume to Dsiberon@hccbank.com
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Individuals talk about the things they want but very rarely, do the things necessary to acquire them. The founder is seeking people who do versus the many that do not. Who are you?
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MORTGAGE BRANCHES WANTED!
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HIGH PAYOUTS and PAID UPON FUNDING!
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NO GAMES!
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QUICK TURN TIMES! , CLOSE YOUR LOAN IN LESS THAN 21 DAYS!
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April 24, 2010 | Leave a Comment 

Real Estate Entrepreneurs, Look HERE$$ (Palm Beach Gardens)

We do a lot of work with real estate professionals.
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We have been around for 18 years, proven track record. Period.
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We are part of a 2.5 trillion dollar technlogy shift that is covering the world on a global basis.
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This is Independent Contract work.
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We have p/t & f/t openings available.
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This is a fast-paced, competitive company looking for people who can adapt quickly.
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There is no income on your ceiling here.
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Opportunities for international travel can be discussed.
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We are NOT looking for everyone.
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AND… this is not directly related to real estate, however, we tend to work well with real estate professionals, as they possess the qualities to do well here in our company.
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And this is your CHANCE to get involved in the next big paradign shift according to the US Census and the FCC.
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Our time is valuable, don’t waste it.
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But WHY should we consider you??
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Please do the following:
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* (step 1) Respond via email to this AD with a BRIEF description as to why any company should work with YOU.
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* We are VERY busy so please send your BEST contact phone number with name when responding to this AD. If step 1 looks good, we will contact you.
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* Upon reviewing your info., if all looks good, we will call you to set up interview.
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Please respond to the email above.
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MAKE it a great day!!
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April 24, 2010 | Leave a Comment 

DON’T LET YOUR REAL ESTATE LICENSE GO TO WASTE! EARN $$$ RIGHT AWAY! ( (PEMBROKE PINES)

WE ARE A FULL SERVICE REAL ESTATE OFFICE HANDLING SALES AND SPECIALIZING IN RENTALS! WE HAVE MORE CUSTOMERS THAN WE CAN HANDLE! EARN $1500-$2000 PER WEEK! DRAWS AND TRAINING AVAILABLE!
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START MAKING $$$$ RIGHT AWAY! $0 START UP COSTS! NO FEES WHATS SO EVER!!!
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CALL MICHELLE OR ELIZABETH TODAY! 954-392-1800
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April 24, 2010 | Leave a Comment 

LOAN MODIFICATION OFFICERS (West Palm Beach, FL)

Looking for experienced, ethical, energized people for Real Estate Servicing Company. Includes, Loan Modifications, Short Sales, Mitigation Law Firm, Mortgage Financing, and other services forthcoming that will bring high income and opportunities for some one that is hard working and ready to make a great income. Higher commissions paid than most companies. The more successful you are the more quality and amount of leads you will receive. We reward hard workers. Lots of training and support.
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Please fax your resume to: 561-370-6782 or email to: westportmods@gmail.com
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April 24, 2010 | Leave a Comment 

*** SUNNY SOUTH BEACH OFFICE * RENTER’S CAFE/IMOBILIA REAL ESTATE *** (Miami Beach, SW Miami, Broward)

REALTORS NEEDED

Do you have a Realtors License? Are you a realtor with a strong work ethic, and independent focus? Join our team! Active office environment in three fantastic & busy locations to choose from. South Beach, South Miami, & Fort Lauderdale! In-house Council/ Short Sales/ Mortgages/ Rentals & Sales. You will not be on your own. Join our team and start making money today. We can also work with agents independently throughout Dade/ Broward. Call us for a confidential interview at 305.672.6540

Imobilia Real Estate, LLC.

Renter’s Cafe

O – 305 – 672 – 6540

F – 305 – 397 – 2775

THREE BUSY LOCATIONS TO CHOOSE FROM:

1464 Washington Avenue

South Beach, FL 33139

2740 E Oakland Park Blvd. #101

Fort Lauderdale, FL 33306

Realtors needed for the Southwest Miami / Homestead area. Contact us today! 305.672.6540

7349 Southwest 8th Street

South Miami, FL 33144

www.renterscafe.com (rentals)

www.imobilia.com (sales)

Licensed and experienced in real estate since 1995. Successful Rental Division in high traffic, prime location, Registered for HUD, REO, Foreclosures, Credit Repair, FHA Mortgages, Loan Modification, Expert Short Sale Team in house, Aggressive Team Concept and Marketing Strategies to get your home or investment property SOLD! Call us for a free consultation. We are focused on results and have your solution! Serving Dade and Broward.

****Realtors needed****

April 24, 2010 | Leave a Comment 

MORTGAGE LOAN PROCESSOR/JUNIOR UNDERWRITER (MIAMI BEACH)

Our Company is looking for an experienced full time Mortgage Loan Processor/Junior Underwriter.
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This candidate will have the following qualifications:
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-Mortgage processing experience of minimum 3-4 years
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-Both wholesale/retail lending experience preferred
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-Candidate must be able to pre-qualify a client from beginning to end. Pull/read credit and calculate DTI and review financial documents, read appraisals
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-Must be fully proficient with Calyx/Point software and Microsoft Office – word, outlook, excel etc..
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-Must be able to run DO/DU and submit to lenders
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-Must be able to submit loans to lenders via lenders websites
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-Must have knowledge of FHA and conventional guidelines
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-Bilingual English/spanish a MUST
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-Must be able to work well under pressure and independently
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-Must be VERY ORGANIZED and detail oriented with a strong work ethic, with EXCELLENT follow up skills
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-Licensed Mortgage Brokers PREFERRED
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MUST BE ABLE TO BEGIN PROCESSING FROM DAY ONE!
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Please send resume

April 24, 2010 | Leave a Comment 

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